15 octubre 2009

Tecnología. Robo de contraseñas, cuidados en la Internet


En la era de la Internet las nuevas tecnologías ayudaron a democratizar el conocimiento y a construir una sociedad más inclusiva. Sin embargo, las mismas herramientas que revolucionaron la vida cotidiana de millones de personas en todo el mundo, ampliando sus posibilidades de trabajo y estudio, y permitiéndoles desarrollar su máximo potencial, también pueden ser utilizadas por criminales para cometer delitos llamados comúnmente ‘cibercrímenes’.
Uno de estos cibercrímenes es el phishing, que consiste en un engaño en el que los criminales crean sitios de Internet y correos electrónicos que imitan a empresas legítimas o a instituciones financieras.
El engaño consiste en que uno cree que está respondiendo a solicitudes de información de su banco o de una empresa conocida, pero en realidad está enviando información personal valiosa -como números de tarjetas de crédito, contraseñas, información de cuentas, etc.- a criminales.
Las estafas son otra táctica en la que el criminal envía un mensaje diciendo que recibirá una buena suma de dinero si le envía una pequeña cantidad a cierta persona o empresa mencionada en el correo electrónico.
En ocasiones, este engaño se esconde detrás de anuncios sobre supuestas herencias de parientes lejanos o triunfos en la lotería; al recibir estos mails eres instruido a enviar dinero para procesar la liberación de los fondos, lo que constituye una mentira.
Escenarios para el engaño:
Hay diferentes maneras o casos de engaño a través de un correo electrónico, los dos escenarios más comunes y conocidos son:
Escenario 1: el archivo adjunto. Un ejemplo de este tipo de engaño es cuando se recibe un correo en el que le “informan” que su servicio de banca en línea ha sido suspendido por diversas causas y que debe seguir las instrucciones contenidas en el archivo adjunto para restablecerlo.
En el momento que ejecuta el archivo adjunto (haciendo doble clic), un código troyano (keylogger) es instalado en su propia computadora de manera imperceptible.
A partir de ese momento, ese código malicioso se encargará de almacenar todo lo que haga en el equipo, lo que escriba en el teclado, los programas que ejecute, los movimientos del mouse, etc., para enviar esa información continuamente y de forma invisible vía Internet para ser revisada por los delincuentes, quienes pueden fácilmente distinguir cuáles son Nombres de Usuario, Contraseñas y otros datos necesarios para cometer sus fraudes.
Escenario 2, el sitio falso.
En este caso, un correo electrónico explica que, por diferentes causas (falsas), cierta institución financiera requiere que confirme algunos datos.
Para ello se solicita que ingrese a su homebanking, que parece ser el habitual, e ingrese los datos (usuario y clave). A partir de ese momento quedará claro –por el mensaje recibido- que no era la página real (quizás diga, por ejemplo, que momentáneamente el servicio no está disponible y que es necesario volver más tarde), pero los delincuentes se habrán quedado con los datos de acceso para ir al sitio real y robar.
Generalmente incluyen un link para “facilitar” el acceso, y al hacer clic el usuario será llevado al sitio falso donde se pedirá toda la información. Algunos esquemas más avanzados logran llevar a la víctima a estos sitios con sólo hacer clic sobre cualquier parte del texto del correo, no necesariamente sobre el link en cuestión. Esto sucede cuando el texto completo del mensaje es en realidad una imagen única.
Una variante de este escenario es cuando al visitar el sitio fraudulento, un código troyano (keylogger) es automáticamente instalado en el equipo sin su consentimiento, creando entonces el mismo riesgo a la privacidad presentado en el escenario 1.
Para concluir, tenga presente que nunca hay que ingresar datos de tarjetas de crédito, cuentas bancarias ni alias de cuentas o contraseñas, solicitados por correo electrónico.
Esta modalidad no la utiliza ninguna empresa proveedora de servicios. Recomendamos cambiar las contraseñas cada 90 días, también no descargar archivos adjuntos de mails de personas desconocidas o que nos soliciten información personal. Para mayor información puede entrar en www.navegaprotegido.org.

* Por Jorge Cella, gerente de Iniciativa de Seguridad de Microsoft para Argentina y Uruguay

Para tener en cuenta

- Ubicación. La computadora está en su casa, al ingresar a la Internet usted sale al mundo exterior, tome los resguardos y dude de todo. También evite conectarse de computadoras ajenas, pueden estar grabando su actividad.
Prudencia. Nunca dé a terceros claves de correo, tal vez esa persona sea de confianza, pero usted no sabe si alguien luego logra engañarla para obtener su clave.

- Método. Cambie de manera regular sus claves y, en lo posible, evite repetirlas en correos o redes sociales.

El detalle

EEUU crea el 10% de las web en español
La comunidad hispanohablante de Estados Unidos es la autora del 10% de las páginas web en español que se crean en el mundo. En Estados Unidos el español es la tercera lengua de la red con 131 millones de internautas, sólo sobrepasado por el chino y el inglés.
El uso del español en Internet empezó a despegar cuando los inmigrantes hispanos en EEUU comenzaron a crear contenidos, llegando a superar la producción de México, país de procedencia de muchos de ellos y que alcanza el 8,4% del total de la producción de contenidos en español.
España produce el 56% de los contenidos en español de la red y también crea el 3,8% de los de lengua portuguesa y el 6,36% de los contenidos en inglés, superando incluso a algunos países anglosajones como Australia, responsable de tan sólo el 1,5% de las páginas creadas en inglés, mientras que EEUU alcanza el 66%.

Mujeres son mayoría en facebook y twitter
Dos de las redes más populares del planeta tienen mayor número de usuarios mujeres: twitter y facebook, en ambos casos con un 57%, según un nuevo estudio.
Friendfeed y Flickr poseen un 55% de usuarias, al igual que hi5. Bebo, más popular en España, encabeza la lista del dominio femenino con un 68%, seguida de Tagged, Buzznet, MySpace y classmates.com, todas ellas con una supremacía femenina del 64 por ciento.
En dos de los portales más populares de la red, como la profesional LinkedIn o el portal de intercambio de videos YouTube, la proporción de sexos se divide al 50%, según datos de Ad Planner recopilados por Briansolis.com
Los hombres sólo dominan en Digg con un 64%, pero ésta más que una red social es un clasificatorio de noticias, posteriormente adaptado por Menéame.

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